Things To Remember For Your Investments

May 17, 2010 by  
Filed under Insurance

In this article, we make an attempt to list down a few points that would aid an investor in mitigating the risks and curtailing the losses during times of volatility as large investors (read FIIs) enter and exit stocks. Read on

Manage greed/fear: This is an important point, which every investor must keep in mind owing to its great influencing ability in equity investment decisions. This point simply means that in a bull run – control the greed factor, which could entice you, the investor, to compromise with your investment principles. By this we mean that while an investor could get lured into investing in penny and small-cap stocks owing to their eye-popping returns, it must be noted that these stocks have the potential to wipe out almost the entire invested capital.

Avoid trading/timing the market: This is one factor, which many experts/investors claim to have understood but are more often wrong than right. We believe that it is rather impossible to time the market on a day-to-day basis and by adopting such an approach, an investor would most probably be at the losers’ end at the end of the day. In fact, investors should take advantage of the huge volatility that is witnessed in the markets time and again

Avoid actions based on rumours/sentiments: Rumours are a part and parcel of stock markets, which do influence investor sentiments to some extent. However, investing on the basis of this could prove to be detrimental to an investors’ portfolio, as these largely originate from sources with vested interests, which more often than not, turn out to be false. This then leads to carnage in the related stock(s) leaving retail investors in the lurch. However, if we consider this from another point of view, when sentiments turn sour but fundamentals remain intact, investors could take the opportunity to build a fundamentally strong portfolio.

Keep Margin of Safety: Having a stock with a high margin of safety is no guarantee that the investor would not face losses in the future. Businesses are subject to various internal and external risks, which may affect the earnings growth prospects of a company over the long-term. But if a portfolio of stocks is selected with adequate margin of safety, the chances of losses over the long term are minimised.

Follow research: The upswing in the stock markets attracts many retail investors into investing into equities. However, picking fundamentally strong stocks is not an easy task. In fact, it is even more difficult to identify a stock in a bullish market, when much of the positives are already factored into the stock price, making them an expensive buy. It is very important to understand here that owning a stock is in effect, owning a part of the company. Hence, a detailed and thorough research of the financial and business prospects of the company is a must.

Invest for the long-term: Short-term stock price movements are affected by various factors including rumours, sentiments, market perception, liquidity, etc, however, in the long-term, stock price tends to align themselves with its fundamentals. Of course, it must be noted that the above list is not exhaustive and there may be many more points that an investor needs to understand and follow in order to be a successful investor.

Further, the above points are not just a read but needs to be practiced on a consistent basis. While making wealth in the stock markets was never an effortless exercise, it becomes all the more difficult when stock markets/stock prices are at newer highs.

Want to know more about Reliance Money? Visit the Reliance Money website & know more about the online trading platform.

Reliance Money – A Window to Financial Products And Services

May 17, 2010 by  
Filed under Insurance

Reliance Money is a single window, enabling you to access, a wide range of financial products and services including Equity, Equity & Commodity Derivatives, Mutual Funds, IPO’s, Life & General Insurance products, Offshore Investments, Money Transfer, Money Changing and Credit Cards. Their endeavor is to change the way India transacts in financial markets and avails financial services.

Finance is the science of funds management. The general areas of finance are business finance, personal finance, and public finance. Finance includes saving money and often includes lending money. The field of finance deals with the concepts of time, money and risk and how they are interrelated. It also deals with how money is spent and budgeted.

It also offers secured online share trading platform and investment activities in secure, cost effective and convenient manner. To enable wider participation, it also provides the convenience of trading offline through variety of means, including Call & Trade, Branch dealing Desk and its network of affiliates.

Karur Vysya Bank has entered into an arrangement with Reliance Money Express Ltd, an Anil Dhirubhai Ambani Group company. The arrangement is expected to enable not just the customers of KVB but also the general public receive funds from anywhere across the globe through the branches of KVB. All payments up to Rs 50,000 would be paid in cash across the bank’s counter on production of a valid ID, said a KVB release – Our Bureau.

Trade Anywhere was launched by Reliance Money with an objective to increase the base of participants in the capital markets, to make stock trading on the Bombay and the National Stock Exchanges simpler, transparent and make available a self-service platform at public locations. To achieve this, an internet kiosk was conceived with the goals of simplicity, security and ease of deployment and management in public places.

The main drivers for the project were to increase participation base in capital market activity, make trading available as a self service option on a robust platform in public places, provide a secure means of trading with no middlemen and to increase brand visibility.

Want to know more about Reliance Money ? Visit the Reliance Money website & know more about the online trading platform.

Reliance Money Is All For Rural India

May 17, 2010 by  
Filed under Insurance

Reliance Money has recommended investors to “Subscribe” to the initial public offering of Talwalkars Better Value Fitness.

The company entered the primary market Wednesday with an issue size of 60,50,000 shares. The price band of the IPO is fized at Rs 123-128 and plans to raise around Rs 74.2 crore (at lower price band) and Rs 77.44 crore (at the upper price band).

“Despite expected strong growth, we believe the stock is valued at around 30x its FY12E EPS at the higher end of the price band. However, considering the niche industry TBVF operates in, its brand recall, first mover advantage and strong growth prospects, we believe that premium valuations could sustain. Hence, we recommend Subscribe to the issue with a longer-term perspective. However this does not take away the fact that the IPO is a high-risk issue.

Talwalkars Better Value Fitness is one of largest fitness chains in India. It operates 58 health clubs in 28 cities and has significant presence in tier I and II cities. The company plans to use the proceeds to set up additional health clubs and repayment of unsecured loans.

Reliance Money is an endeavor to change the way India trades in financial markets and avails of various financial services. Reliance Money ensures maximum security with a unique security token to keep your online account safe.

Reliance money , the financial products retail arm of reliance capital , a company owned by the Anil Dhirubhai Ambani group (ADAG) has decided to expand distribution network in rural areas . Reliance money is involved in selling financial products like life insurance, general insurance and mutual funds.

Reliance Group is among India’s top three private sector groups. Reliance Money (Product of Reliance Group) is a comprehensive electronic transaction platform offering a wide range of financial asset classes. In a massive ” inclusive growth initiative , first of its kind in Indian corporate history which would provide employment to 50000 rural youth , the company decided to extend its rural reach this fiscal by setting up 10000 franchise outlets in 5165 of the 5645 tehsils of the country according to a Hindu business line report. Reliance money has already identified and appointed franchisee partners in 1001 tehsils with the help of rural relations, a rural consumer focused organization.

Want to know more about Reliance Money ? Visit the Reliance Money website & know more about the online trading platform.

How To Deal With Your Money

May 17, 2010 by  
Filed under Insurance

Reliance Money is a comprehensive financial services and solution provider. providing its customers with access to Equity, Equity and Commodity Derivatives, Portfolio Management Services, Wealth Management Services, Mutual Funds, IPO’s, Life and General Insurance and Gold Coins. Customers can also avail Loans, Credit Card, Money Transfer and Money Changing services.

As a sub-broker or franchisee you benefit from the goodwill, recognition, business name and reputation associated with the use of the legendary Reliance Money (Anil Dhirubhai Ambani Group) brand . The amount of time taken to establish the business, reach break even and eventually attain satisfactory level of profitability will be considerably shorter.

You get access to number of new products as well as change charge structure, which will help you to retain clients and thereby providing an opportunity to make more money. As Reliance Money Sub – broker or franchise you do not require any prior experience thanks to simplified and detailed underlying operations and business process.

After association with Reliance Money as a sub broker or a franchisee we provide timely co branding and marketing collaterals on basis of performance. Customers can also place After Market Orders (AMO) on NSE & BSE from 7:30 PM onwards on a Trading till 9:00 AM on the next Trading day.

The accumulated orders will be released to the Exchange for execution after the market opens on the next trading session. Market orders cannot be placed in AMO. F&O orders are currently not accepted by them under AMO. AMO provides the convenience to the customer to place limit orders without having to wait for the market to open

Reliance Securities Limited is a SEBI Registered Portfolio Manager. Reliance Securities endeavours that every portfolio created is reflective of the values on which Reliance Securities has been built – a commitment towards transparency and a strong research – driven investment process.

While your personal portfolio reflects your investment style and profile, managing it requires considerable time and effort. Anticipating & analyzing market movements, financial statements and studying macro-economic variables is becoming increasingly complex. As you may not have the required time and expertise to manage your investments, under Portfolio Management Services, you delegate the responsibility of managing your portfolio to the team of specialists who understand your investment objectives.

A team of Portfolio Managers, Research Analysts and Relationship Managers are working continuously to create and actively manage your portfolio to provide you the best returns in the fast-changing market dynamics.

Want to know more about Reliance Money? Visit the Reliance Money website & know more about the online trading platform.

Online Trading – A Different Perspective

May 17, 2010 by  
Filed under Insurance

Reliance Money is the one of the brokerage and distributor of financial products in India. Reliance Money is a comprehensive financial services and solutions provider, providing customers with access to equities, equity options and commodities futures, wealth management, portfolio management services, mutual funds, IPOs, life and general insurance products, offshore investments, investment banking, credit cards, money transfer, currency exchange and gold coins.

Reliance Money can provide secured online share trading platform and investment activities in secure, cost effective and convenient manner. It has five million customers through its pan India presence with over 5,000 outlets. Reliance Securities endeavors to change the way investors transact in equities markets and avails services. It provides customers with access to Equity, Derivatives, Portfolio Management Services, Investment Banking, and Mutual Funds & IPOs.

To enable wider participation, it also provides the convenience of trading offline through variety of means, including Call & Trade, Branch dealing Desk and its network of affiliates. Reliance Capital is one of India’s growing private sector financial services companies, and ranks among the top 3 private sector financial services and banking groups, in terms of net worth.

Reliance money offerings are Market Movements on your mobile. You can be amongst the first few to know things as they are happening Realtime. Reliance Securities Limited as a SEBI registered Trading Member of NSE and BSE offers Internet trading. The customer is provided with an user id, password and also a security token which flashes a dynamic password number.

This security token displays a new 6 digit number every 36 seconds. To facilitate trading the following front end screens have been made available: Easy Trade, Insta Trade, Fast Trade and Super Trade. The trading system is totally secured and is SSL (Secure Socket Layer) enabled. All interactions on the trading system are encrypted using industry standard encryption algorithms.

Apart from Internet trading, the customers are also provided with the option of trading through the Call & Trade facility. When the customer calls the Call & Trade number to transact, he needs to authenticate his identity by providing the user id, and the dynamic password number from his security token. Password is not required for Call & Trade transactions.

Want to know more about Reliance Money? Visit the Reliance Money website & know more about the online trading platform.

Reliance Money Offers Unlimited Trade For Flat Fee

February 15, 2010 by  
Filed under Insurance

Reliance Money, under the brand name, provides a single window, enabling customers to access, amongst others, Equity & Commodity Derivatives, Portfolio Management Services, Wealth Management Services, Investment Banking, IPO\’s, Mutual Funds, Life & General Insurance, Money Changing, Money Transfer, and Gold Coins Reliance Securities Limited is a broking and distribution company offering Equity and Derivative trading, distribution of Mutual Fund and IPOs, Portfolio Management and Investment Banking.

Reliance Capital is a part of the Reliance – Anil Dhirubhai Ambani Group. Reliance Securities Limited is a group company of Reliance Capital, one of India\’s leading and fastest growing private sector financial services companies, ranking among the top 3 private sector financial services and banking companies in terms of net worth.

Reliance Money\’s new product offers unlimited trading and margin trading to new customers for Rs. 6000. This product is aimed at aggressive investors and regular traders, valid for three months. First product in the industry offering unlimited trading option on flat fee model customers to get range of value adds including fee waiver on account opening, Shares As Collateral facility, SuperTrade Subscription and Trading calls on trade with new product.

Reliance Money, one of the largest distribution and broking brands in the country, launched a new product for customers that allow unlimited equity trade for a fixed fee. The event was held in Jaipur on 9th Feb 2010. The new product, which is being offered by Reliance Securities Limited (RSL), was unveiled by Mr. Vikrant Gugnani, Executive Director, and Kapil Bali, CEO, Retail Broking, RSL, at a press conference.

Mr. Gugnani said that the product was the first of its kind product available in the Indian broking industry. The new offer allows all traders and investors to cap their brokerage expense while offering them unlimited trade option through their platform. This is also in line with their strategy to offer competitive pricing and convenient brokerage options for their investors. This new product – Trade Unlimited -, priced at Rs. 6000 for three months, offers unlimited delivery trading and margin trading turnover and is available to new customers.

As an incentive for availing this product, the company would be waiving account opening charges; offer shares as collateral facility – which allows client to trade on intraday and F&O by pledging shares instead of having to provide cash margins; offer SuperTrade Subscription , a superfast execution platform for 90 days, and Trading calls on its platform.

Mr Bali spoke on this occasion saying that the new product is aimed to provide huge price advantage – upto 25-50 per cent of brokerage – to aggressive investors and traders who easily end up spending much more on other platforms. According to in-house limited research done by the company – Regular traders doing more than Rs. 5 lakh a day or over Rs. 1 crore a month in margin/intraday/F&O at a brokerage of 0.03% could be spending Rs. 3300 a month or more on brokerage.

The new account would be activated between 10-15 days. The 90 day count will begin either from the day the client starts his first trading; or the 10th day after account activation in case no trade is done before that. Once the 90 day period is over the customers can choose from the existing range of limit cards depending on their trade volume and value.

Find out more about Reliance Money & visit Reliance Securities to know more about the products & services.

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